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Zeturi replaces the spreadsheet, the screenshots, and the treasurer's memory with one shared record every member can check: who paid, what's owed, and what was decided.
Free to set up · No credit card · Takes about 5 minutes
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Most groups still rely on WhatsApp, a spreadsheet, and someone’s memory.
The record before ZeturiSource: Standard Bank, citing National Stokvel Association of South Africa data.
Stokvels, burial societies, investment clubs, and property syndicates use different rules. Zeturi gives each one the right operating record.
Track members, contributions, balances, decisions, and supporting documents.
Keep member records, dependants, claims, payouts, and scheme documents organised.
Record member contributions, holdings, decisions, valuations, and distributions.
Track investors, ownership records, contributions, documents, and returns.
Also availableTwo-person approvals, bank reconciliation, a full audit trail, and email & SMS notifications, depending on your plan.
Every scheme has a history: who joined, who paid, what was agreed, and what changed. Zeturi keeps that history in one structured record, so members do not have to rely on scattered screenshots, paper files, or memory.
The everyday activity that keeps a scheme trusted:
When a member questions a payment or a decision months later, loose receipts and minutes struggle to answer. Zeturi keeps each record tied to the proof behind it, so the answer is already there.
Trust and security
Zeturi is a record platform for schemes. It helps your scheme keep structured records, documents, member information, and evidence of decisions without holding client funds.
Designed with POPIA-aware data handling, audit trails, member visibility, and role-based access in mind.
Zeturi Is New. The Problem Is Not.
Zeturi was built for the treasurers, chairpersons, and members who keep South African schemes running on notebooks, spreadsheets, bank messages, and trust. The goal is simple: protect the treasurer, inform the member, and give every scheme one shared record.
Capture the rules once, invite members, then keep the record current as money moves.
Add the scheme name, purpose, rules, constitution, and key details so the record starts in the right place.
Add members, define their roles, and give the right people access to the records they need.
Capture contributions, documents, decisions, approvals, claims, and changes as the scheme operates.
Give members a clear view of the records that matter, from balances to decisions and supporting documents.
Free Tools
Plan your scheme with the free tools first. Generate a constitution, work out premiums, or model contributions and payouts. No account needed.
Useful before you sign up. Stronger once your scheme is live.
Questions Before You Start
No. Your scheme keeps its own bank account. Zeturi helps you keep structured records, documents, member information, and evidence of decisions.
Yes. You can set up your current scheme and organise existing records over time.
Access depends on scheme roles. Admins and authorised officers can manage records; members get a clear view of what applies to them.
Financial and governance records are treated as part of the scheme trail. Corrections should leave evidence, not erase history.
Give your members one place to check payments, approvals, statements, and rules without chasing the treasurer.
Start with your existing scheme and organise current records over time.