For Community Savings
Your Stokvel Isn’t Changing. It’s Just Getting Easier to Run.
Keep the spirit of your circle, but lose the stress. Zeturi helps you track who paid, whose turn it is, and how much is in the pot.
Why “The Book” isn’t Enough
Paper records get lost. WhatsApp messages get deleted. You need a permanent record.
Treasurer’s book gets lost — months of records gone.
Arguments about who paid what in January.
No one agrees on whose turn it is.
Every payment is recorded in a shared ledger with a clear audit trail.
Every member can verify their own history at any time.
Rotation queue is visible to everyone — no disputes.
What You Actually Get
The features that solve the arguments before they start.
Transparent Pot
Stop the “Trust Me” conversations. Every member can log in and see the total balance, full transaction history, and exactly whose turn is next. One record. One source of truth.
Visible Rotations
Running a ROSCA? The system tracks the queue. Everyone knows whose turn is next and exactly how much they will receive.
Clear Exit Records
When a member leaves, see exactly what they contributed and what they have already received. No disputes about who is owed what.
Member Loans
Offer emergency loans to members with guarantor tracking and repayment schedules. Set interest rates and manage collections inside the same ledger.
Governance Decisions
Vote on rule changes, expense approvals, and member actions. Every decision is recorded with who voted and when.
How to Move Online
Create
The Chairperson sets up the circle and chooses the rules — Rotation or Savings.
Invite
Send a link to your members. They join and see the dashboard instantly.
Record
When money comes in, the Treasurer records it. Members get an SMS confirmation.
Rotate
When it’s payout time, the system highlights who is next in line.
Need a Constitution for the Bank?
Generate a free, bank-ready PDF for your stokvel. You’ll need it to open a group account.
How Much Will Each Member Get?
Use our free calculator to work out payouts, rotation schedules, and savings totals.
Bring Your Stokvel Online
Start with your current rules. Your members see the same record you do.
No credit card required · Start with your current rules