Free Constitution Generator
Get a professional, bank-ready constitution for your scheme in about 5 minutes. This document helps banks verify your group’s rules and signatories.
Identity & Purpose
Start with the basics — name, type, and city.
This name will appear on the constitution and all formal documents.
This appears verbatim in the "Aims and Objectives" clause of the constitution.
How to Create a Constitution for Your Scheme
- Choose your scheme type and detailsPick your scheme type and enter your group's name, purpose, and the details of its members and signatories.
- Set your rulesConfirm your contribution, meeting, and decision rules, plus rotation or claim rules where they apply.
- Download and signDownload the bank-ready PDF and have all members sign it. A signed constitution is what banks ask for to open a group account.
Constitution Generator: Common Questions
Is this constitution legally binding in South Africa?
A signed constitution is the governing document for a Voluntary Association. It is recognised by South African banks and the FSCA as the formal rules of your group. It is not registered with any government body. It becomes binding when all members sign it.
Do I need to sign up to download the constitution?
No. You can generate and download your constitution PDF for free without creating an account. Providing your email lets us send you a copy and shows you how to set up a free Zeturi dashboard.
What document do I need to open a bank account for my stokvel?
Most South African banks require a signed constitution, a completed bank account application form, proof of identity for all signatories, and proof of address for the group. This generator produces the constitution.
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