Free Constitution Generator
Create a clear starting constitution for your stokvel or burial society. Review it together, adapt it to your group, then sign it before use.
Identity & Purpose
Start with the basics — name, type, and city.
This name will appear on the constitution and all formal documents.
Investment clubs and property syndicates need tailored legal and tax terms, so this generator does not produce those agreements.
This appears verbatim in the "Aims and Objectives" clause of the constitution.
How to Create a Constitution for Your Scheme
- Choose your scheme type and detailsPick your scheme type and enter your group's name, purpose, and the details of its members and signatories.
- Set your rulesConfirm your contribution, meeting, and decision rules, plus rotation or claim rules where they apply.
- Review, adopt and signReceive the PDF by email, compare it with your bank's current checklist, and have the founding members formally adopt and sign it.
Constitution Generator: Common Questions
Is this constitution legally binding in South Africa?
The generated document is a starting constitution for a voluntary association. The members must review, adopt and sign it before use. Whether a clause is enforceable depends on the group's circumstances and applicable law, so obtain independent legal advice where the group invests, owns property, lends money or provides insured benefits.
Do I need to sign up to download the constitution?
No account is required. At the final step, enter your email address so we can create and send your PDF. You can then download the same document immediately.
What document do I need to open a bank account for my stokvel?
Banks commonly ask for a signed constitution, identity and address documents for signatories, and a mandate or meeting resolution. Requirements differ by bank, so compare this constitution with the chosen bank's current checklist before the members adopt it.
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