Free Tools for Your Group
Practical calculators and a customisable constitution generator, built for South African stokvels, burial societies, investment clubs, and property syndicates. Use them to get the numbers right before your first contribution.
Every tool solves a problem groups actually run into — start with the one that matches yours.
Questions About Zeturi's Free Tools
Are Zeturi's tools really free?
Yes. Every tool on this page — the constitution generator and all four calculators — is free to use with no account and no credit card. You can use them before you decide whether to run your scheme on Zeturi.
Who are these tools for?
They are built for South African collective schemes: stokvels, burial societies, investment clubs, and property syndicates. The amounts, terms, and rules follow South African practice (ZAR, FICA, POPIA).
What is Zeturi?
Zeturi is a South African platform for running stokvels, burial societies, investment clubs, and property syndicates. It keeps one shared record of contributions, payouts, and members. Zeturi is a bookkeeper, not a bank — your scheme keeps its own bank account and Zeturi never holds your money.
Do I need to sign up to use a tool?
No. The calculators run in your browser and the constitution generator lets you download a PDF without an account. You only sign up when you want Zeturi to keep the record for your scheme each month. See pricing for what a paid plan includes.
Ran the Numbers? Run the Scheme.
The tools do the maths once. Zeturi keeps the record every month — contributions, payouts, members, and statements in one shared place. Your scheme keeps its own bank account; Zeturi never holds your money.
60 days free · No credit card · Takes about 5 minutes