Free Tools
Practical tools for running your group. No signup, no catch. Just useful stuff.
Constitution Generator
Most PopularGenerate a free, FICA-ready PDF constitution for your stokvel, burial society, investment club, or property syndicate. Banks require this to open a group account.
Stokvel Calculator
Work out your payout amount, rotation schedule, or savings pot. Supports both rotation (ROSCA) and savings stokvels.
Unit Price Calculator
Calculate your investment club's unit price, NAV, and fair buy-in price for new members. Prevents dilution of existing members.
Burial Society Premium Calculator
Work out the right monthly premium based on your cover amount, expected claims, and running costs. Includes reserve fund guidance.
Property Syndicate ROI Calculator
Model your deal before committing capital. See rental yield, investor split, and total return at a glance.