Understanding Your Dashboard

Last updated: January 9, 2026 · 10 min read

Your dashboard is the central hub for your scheme. The layout and features you see depend on your scheme type (stokvel, burial society, investment club, or property syndicate) and your role (member, treasurer, or admin).

Common Elements (All Dashboards)

Header Section

• Scheme Name – The name of your scheme
• Scheme Type Badge – Shows if it's a stokvel, burial society, etc.
• Scheme Code – Auto-generated code (e.g., ZET123456)
• Member Count – Total active members
• Invite Button – For admins and treasurers to invite new members
• Settings Icon – For admins to manage scheme settings

Navigation Tabs

Tabs vary by scheme type but typically include:

• Overview – Main dashboard (current page)
• Contributions/Premiums – Record and view payments
• Distributions/Claims – Manage payouts
• Members – View and manage members
• Ledger – Full transaction history
• Settings – Scheme configuration (admin only)

Your Member ID

Displayed prominently on all dashboards. Format: ZET123456-NNN (e.g., ZET123456-007). Use this as your payment reference when making contributions.

Stokvel Dashboard

Your Balance Card

• Current balance in ZAR
• Last contribution amount and date
• "Add to the pot" button for quick contributions

Rotation Status (If Rotational Mode)

• Current recipient name
• Next person in line
• Your position in the rotation
• Progress bar showing rotation completion

Recent Activity

• Last 5 transactions
• Contributions and distributions
• Member names and amounts
• "View All" link to full history

How to Pay Card

• Scheme bank account details
• Your Member ID for payment reference
• Payment instructions (EFT, PayShap)

Burial Society Dashboard

Premium Status Card

• Months paid vs expected
• Amount due (if in arrears)
• Next payment date
• "Pay Premium" button
• Status indicator (Up to date / In arrears)

Coverage Summary

• Number of covered lives (you + dependants)
• List of dependants
• Coverage amount per life
• "Manage Dependants" link

Claims Overview (Admin/Treasurer Only)

• Active claims count
• Pending approvals
• Recent payouts
• "View All Claims" link

Reserve Fund Status

• Current reserve balance
• Target reserve (e.g., 6 months of premiums)
• Health indicator (Good / Warning / Critical)
• Progress bar

Investment Club Dashboard

Your Position Card

• Units owned
• Current unit price (NAV)
• Total value of your units
• Return percentage (gain/loss)
• Color-coded: Green (profit), Red (loss)

Portfolio Overview

• Asset allocation chart (pie chart)
• Top holdings (stocks, ETFs, bonds)
• Total portfolio value
• Performance metrics (YTD, 1Y, All-time)

Quick Stats

• Total NAV (Net Asset Value)
• Current unit price
• Total members
• Total units issued

Recent Transactions

• Unit purchases (contributions)
• Unit redemptions (withdrawals)
• Asset trades
• Dividends received

Quick Actions

• Buy Units
• Request Withdrawal
• View Portfolio
• Download Statement

Property Syndicate Dashboard

Your Investment Card

• Units owned
• Total invested (capital contributed)
• Current value
• Return percentage

Property Stats

• Property value (latest valuation)
• Monthly rental income
• Occupancy rate
• Loan balance (if applicable)
• Gearing ratio (debt to equity)

Capital Events

• Active capital calls
• Your contribution required
• Payment deadline
• Progress bar (amount raised vs target)

Distribution Waterfall

• Rental income allocation breakdown
• Loan servicing (if applicable)
• Reserve fund allocation
• Dividend distribution to members

Recent Activity

• Capital call payments
• Rental distributions
• Property valuations
• Loan payments

Member vs Admin Views

What Members See

• Their own balance, units, or investment
• Scheme-wide totals and stats
• Recent activity (all members)
• Bank account details for payments
• Member list (names and Member IDs)

Additional Admin/Treasurer Features

• Pending Actions Card – Approvals needed, outstanding payments
• Full Member List – With balances, contact info, and management options
• Record Transactions – For any member
• Financial Reports – Export ledger, statements, summaries
• Settings Access – Modify scheme configuration

Understanding Key Metrics

Balance (Stokvels, Burial Societies)

Your current balance in ZAR. This is calculated as:

Total Contributions - Total Distributions Received

Units (Investment Clubs, Property Syndicates)

Units represent your share of ownership. Your value is:

Units Owned × Current Unit Price (NAV)

NAV (Net Asset Value)

For investment clubs and property syndicates, NAV is the total value of all assets divided by total units issued. It changes as asset values change.

Return Percentage

Shows your gain or loss:

((Current Value - Total Invested) / Total Invested) × 100

• Green positive number = Profit
• Red negative number = Loss

Quick Actions

All dashboards have quick action buttons for common tasks:

For Members

• Record Contribution – Add a payment you made
• View History – See all your transactions
• Download Statement – Get a PDF of your account
• Update Profile – Change your contact details

For Admins/Treasurers

• Invite Members – Send email invitations
• Record for Others – Add transactions for any member
• Approve Pending – Review and approve transactions
• Export Reports – Download financial data
• Manage Settings – Change scheme configuration

Mobile View

On mobile devices, the dashboard adapts to a single-column layout:

• Cards stack vertically
• Navigation becomes a bottom bar
• Tables show mobile-optimized card views
• Charts resize for smaller screens
• Quick actions remain easily accessible

Onboarding Tour

First-time users see an interactive tour highlighting key features:

• Your Member ID and where to find it
• How to make your first contribution
• Where to find bank account details
• How to view your balance or units
• Where to get help

You can restart the tour anytime from Settings → Help → "Show Tour Again"

Best Practices

• Check your dashboard regularly – Stay informed about scheme activity
• Save your Member ID – You'll need it for every payment
• Review pending actions – If you're an admin, check for approvals needed
• Monitor your balance/units – Ensure contributions are recorded correctly
• Use quick actions – Faster than navigating through menus
• Enable notifications – Get alerts for important scheme events